• What are your best tips for saving money?

    I love to spend so I need help.
    I love to spend so I need help.
    19 answers · 3 days ago
  • When did you give your children access to their savings account(s)?

    I have one savings account for each child. I put a set amount of my own money into it every week since they were born. They do not know about this account because I only intend on giving it to them as a surprise when they buy their first home (or the equivalent). When did everyone, however, give access to other... show more
    I have one savings account for each child. I put a set amount of my own money into it every week since they were born. They do not know about this account because I only intend on giving it to them as a surprise when they buy their first home (or the equivalent). When did everyone, however, give access to other savings that has been put away through the years (birthday gifts, Christening gifts, Christmas money, etc)? Did you simply give them access when they were adults? Did you give free for all access, or help them budget? Or was it only when they needed it like for college, a new car, emergency? I understand that each child is different (especially when it comes to managing money). I am just interested to know what other people's decisions and opinions are on the matter.
    10 answers · 13 hours ago
  • Advise needed on International Travel with Money ?

    Haye, Myself and my wife we are going Dubai & then India from china, we do own a Local Debit card that won't works internationally ( had worst expedience in past when card declined on every single ATM ) so here is the question. I know we can take 10K USD each person, the question is can i keep 20K USD... show more
    Haye, Myself and my wife we are going Dubai & then India from china, we do own a Local Debit card that won't works internationally ( had worst expedience in past when card declined on every single ATM ) so here is the question. I know we can take 10K USD each person, the question is can i keep 20K USD in my pocket ( indeed my wife is with me ) or she can keep 20K in her bag, Or we must split money and Carry separably ? P.s Yes we want to spend this all money on our HONEY MOON that planned years ago !
    10 answers · 21 hours ago
  • Closing 401k after leaving the employer?

    He wants to close his 401k account with the prior company that is thru one America. The only problem is the plan admninstrator is his former boss, we are 100 percent sure that he will not sign off on the closing of said account. Is there anything we can do? We just want to move it to his new 401k account with the... show more
    He wants to close his 401k account with the prior company that is thru one America. The only problem is the plan admninstrator is his former boss, we are 100 percent sure that he will not sign off on the closing of said account. Is there anything we can do? We just want to move it to his new 401k account with the new company.
    11 answers · 2 days ago
  • Do you write checks?

    19 answers · 3 days ago
  • How to create a new bank account without parents having control of it?

    I'm 18 years old and I'm planning to move out of my parents' house because I feel like they are extremely toxic. I currently have 3 bank accounts which have some money I inherited from a deceased relative (2 checking and 1 savings), and they are keeping track of the money in all of the accounts. On my... show more
    I'm 18 years old and I'm planning to move out of my parents' house because I feel like they are extremely toxic. I currently have 3 bank accounts which have some money I inherited from a deceased relative (2 checking and 1 savings), and they are keeping track of the money in all of the accounts. On my savings account, they even set something up where if I want to withdraw or transfer money, it'll go through them first. On my checking accounts, they find out my activity not too long after I do something. They will even know if I'm earning money. I am using Wells Fargo, and it's set up where I have a username and password and then I can see a list of my accounts. I'd really like to continue using Wells Fargo, but if the only way is to create an account from another bank, I'll do that. If I create a new Wells Fargo account, it will also show up on the list of account (at least I think). They do not know my username and password. Will they be able to keep track of the account(s) that I create, and how can I fix the problem with my savings account?
    12 answers · 2 days ago
  • WHat is the best way to grow my money?

    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage... show more
    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage and any credit card tips. I also have a Walmart card, that I pay off each month in store. I want to save at least half of my income when I get in the AIr Force. I know nothing about finance. My dad just tlls me to work hard and save my money. Should I just be looking at a simple savings account, CDs? Bonds? I'm a little leery on investing since it's a dice roll. I know there are investment strategies but I have no idea what they are or how to apply them.
    20 answers · 6 days ago
  • How to earn money faster?

    Ok so I really want (and need) an iPhone 8 plus 64GB by June 10. The 8 plus costs about $799 plus fees so the grand total is about $850. So far, I only have $123 and I get an allowance of $25 and I'll be getting probably another $40 from my neighbor because I'm doing something for her as well. So how can I... show more
    Ok so I really want (and need) an iPhone 8 plus 64GB by June 10. The 8 plus costs about $799 plus fees so the grand total is about $850. So far, I only have $123 and I get an allowance of $25 and I'll be getting probably another $40 from my neighbor because I'm doing something for her as well. So how can I earn some money before June? I know, I don't NEED this phone by June, but I would really really like it by then. Please give me good advice. I don't like wasting my time with ridiculous answers that are not helpful. Thanks!
    8 answers · 2 days ago
  • How can I make 10,000 in 4 months or less?

    I need to make 10,000 dollars in 4 months or less. What are some good side hustles that can help? I can probably save up 4,000 from my job but still will need 6,000. I’m open to anything, dropshipping, feverr etc whatever
    I need to make 10,000 dollars in 4 months or less. What are some good side hustles that can help? I can probably save up 4,000 from my job but still will need 6,000. I’m open to anything, dropshipping, feverr etc whatever
    7 answers · 2 days ago
  • If you dont report a change in marital status regarding SSI(Social Security Income) is it considered fraud and illegal?

    My husband and I just got married in December of last year. Before we got married I was aware my husband had a physical disability. With his disability he says he cannot stand for over four hours due to the way his bones and ligaments are in his feet. He has been on SSI since he was four years old ever since then... show more
    My husband and I just got married in December of last year. Before we got married I was aware my husband had a physical disability. With his disability he says he cannot stand for over four hours due to the way his bones and ligaments are in his feet. He has been on SSI since he was four years old ever since then his grandmother has been his payee and in control of all aspects of his finances. However, since we've been together my husband does not see it get any of this money he is entitled to his mother holds on to it. In December after we got married I was at work on this day and his grandmother went to his SSI appt with him so he could get in control of his money but instead my husband ended up telling me during the appt. his grandmother and mom told my husband to tell the social worker not to say anything about our marriage so he could keep his benefits. Does it sound like they have his best interests? We are struggling I just lost my job and I have a two year old son to take care of. We have been staying with my husband's mom until we can afford a place of our own again we had to let go of our apartment because we couldn't afford it. We have literally going hungry. If I was able to make enough money to support all three of us this wouldn't be an issue. I am sick of minimum wage jobs just to survive. I want to go to college and have a career do something I enjoy doing and make a better income to support us.I feel like I'm not getting any support I don't want to live a lie
    10 answers · 3 days ago
  • Santander online banking?

    I have just set up my online banking and want to make a transfer of £3000 to my relative. Will I have problems doing this because it will be my first transaction?
    I have just set up my online banking and want to make a transfer of £3000 to my relative. Will I have problems doing this because it will be my first transaction?
    9 answers · 3 days ago
  • Is it bad for a 17 y/o to not know anything about banking?

    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an... show more
    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an account. I realise that when my friends talk about overdrafts and stuff I have no clue what it means. Is this bad?
    24 answers · 7 days ago
  • My boyfriend is too comfortable with our money?

    Okay so my boyfriend and I are both students who have been together for a long time. We opened a joint account together where we both place money monthly. I recognise that I do place more money into the account and I have no problem with this since I do earn more than he does. However my issue is that within the... show more
    Okay so my boyfriend and I are both students who have been together for a long time. We opened a joint account together where we both place money monthly. I recognise that I do place more money into the account and I have no problem with this since I do earn more than he does. However my issue is that within the past 5 months I have noticed that he is taking money out of the account (nothing suspicious just regular daily spending) but he does not put money into the account, and instead only sometimes pays back what money he took out (which is what I put in there). He's lovely and does treat me really well, he's always full of little gifts. However I feel like I'm funding this account and lately he's treating it like spending money. Am I right to feel this way? How do I tell him without hurting him?
    15 answers · 6 days ago
  • (UK, London) I have a current and savings account with Barclays. Can I ask my manager to pay directly into my savings account?

    Best answer: if you have given your routing and account number to your savings account, that is where it will be direct deposited
    Best answer: if you have given your routing and account number to your savings account, that is where it will be direct deposited
    5 answers · 2 days ago