• Fresh college graduate here. Should I buy a home or rent?

    Best answer: 50k a year right out of school... Nice! You will qualify for a first time home buyer and you will only have to put 3% down. If you plan on sticking around, yes... But buy something good... Remember a house is your #1 asset and is a huge part of your net worth. the mortgage insurance goes away when you hit... show more
    Best answer: 50k a year right out of school... Nice!

    You will qualify for a first time home buyer and you will only have to put 3% down. If you plan on sticking around, yes...

    But buy something good... Remember a house is your #1 asset and is a huge part of your net worth. the mortgage insurance goes away when you hit 20% equity. You are young, you are getting paid, you might as well invest in your home. Also after you have been there a year, you can sell the house. any gains are TAX FREE>>>... Plus you get to write off all the interest on your taxes, that's most of your payments. Also keep in mind, no one in their right mind would loan money for 30 years and a low interest rate, home loans won't keep up with inflation and as time goes by your payment will be less of a burden as inflation rises.

    First step would be to visit with a mortgage company and see what you qualify for. You might be surprised.

    Congrats! BUY!
    12 answers · Renting & Real Estate · 22 hours ago
  • Why is it so hard to find a job?

    Been applying to jobs vacancies through online, it's even harder to land an interview.
    Been applying to jobs vacancies through online, it's even harder to land an interview.
    39 answers · Other - Careers & Employment · 2 days ago
  • I’m 25 with a part time job. I’m looking into getting a house for me and my friend(who is 25 and works with me). How can we do it?

    It’s part time and I only have Mondays off. $8 an hour with bi-weekly checks of $200-$300 My friend has the same hours and only gets Sundays off. We have 401K after a new company took over. We’re looking into getting a house. We can’t rent as no one in my town allows pets. Not even apartments. Trust me, I... show more
    It’s part time and I only have Mondays off. $8 an hour with bi-weekly checks of $200-$300 My friend has the same hours and only gets Sundays off. We have 401K after a new company took over. We’re looking into getting a house. We can’t rent as no one in my town allows pets. Not even apartments. Trust me, I looked. We own 5 cats of various ages. As for the desired house, we don’t care. As long as it’s decent and not in a major flood zone. By decent, I mean mostly maintained and not literally falling apart. We’re not picky. I’m just asking, can we get a house? Price is $30,000 and below as I know with us having no credit brings us with a limited selection. I’d like to know what can we do? Also, can’t get credit cards cause my mom hates them with a passion.
    28 answers · Renting & Real Estate · 2 days ago
  • Should I quit my job ?

    13 an hour Construction in the hot sun I wana quit it’s too stressful
    13 an hour Construction in the hot sun I wana quit it’s too stressful
    16 answers · Other - Careers & Employment · 1 day ago
  • Can I buy another house?

    I bought a house 2 years ago and am now being promoted at my job. I need to relocate an hour and a half away. I don’t want to accept the promotion if I have to rent. Do I qualify for another mortgage if I rent my current house out? If so, how long would it take for me to qualify for a mortgage? The last time I... show more
    I bought a house 2 years ago and am now being promoted at my job. I need to relocate an hour and a half away. I don’t want to accept the promotion if I have to rent. Do I qualify for another mortgage if I rent my current house out? If so, how long would it take for me to qualify for a mortgage? The last time I checked my credit score, it was 751. That was 1.5 years ago and after 6 months of mortgage payments. Please don’t try to talk me into renting.
    14 answers · Renting & Real Estate · 1 day ago
  • I'd like to buy a house in france as soon as I can how would this possible?

    I'm 19 years old and starting university in September, therefore I have no revenue except for the money my parents send me every month to pay the rent and eat. I don't have enough money in my bank account to buy a house right now, but I am so scared of not having somewhere decent to live once I graduate...... show more
    I'm 19 years old and starting university in September, therefore I have no revenue except for the money my parents send me every month to pay the rent and eat. I don't have enough money in my bank account to buy a house right now, but I am so scared of not having somewhere decent to live once I graduate... How do I actually get my own house ? I wouldn't want to have to rent a house because that would just be a waste of money.... Any advice
    12 answers · Renting & Real Estate · 14 hours ago
  • Inheritance of mother's home.?

    My sister and I have inherited my mother's home. My sister had been living with my mother and still is living in the house since my mom has passed. The estate has not been settled yet so our names are not on the Deed (there is no mortgage). I want to move in but might want to buy something bigger in the... show more
    My sister and I have inherited my mother's home. My sister had been living with my mother and still is living in the house since my mom has passed. The estate has not been settled yet so our names are not on the Deed (there is no mortgage). I want to move in but might want to buy something bigger in the future. Is there an amount of time that I am required to stay in the home before I move? If I decide to move, can I have my sister buy out my half? Will there be any penalties if/when I do move out? Any consequences at all that I should know about?
    17 answers · Renting & Real Estate · 2 days ago
  • How to make a steady amount of money for a teen, without getting an actual job?

    All my previous jobs and my current job makes me so anxious and I lose so much sleep over it. How else can I make money without a job? (Not Babysitting)
    All my previous jobs and my current job makes me so anxious and I lose so much sleep over it. How else can I make money without a job? (Not Babysitting)
    6 answers · Other - Careers & Employment · 2 days ago
  • My landlady/room mate has bizarre rules which i disagree with, how do i address this?

    Best answer: If you both pay equal rent and she runs her business that close to the bathroom where you are showering, then she should make a change. It's different if you're walking around the house near naked after the shower, but that doesn't sound like the case. I would tell her you have a right to shower when... show more
    Best answer: If you both pay equal rent and she runs her business that close to the bathroom where you are showering, then she should make a change. It's different if you're walking around the house near naked after the shower, but that doesn't sound like the case. I would tell her you have a right to shower when you pay to live there.
    10 answers · Renting & Real Estate · 9 hours ago
  • How much notice in advance should you give employer that you need to leave early on a certain day?

    I work in retail and i'm fairly new. I work every saturday from open to close, today is monday, and this upcoming saturday is my dads birthday. I wanted to ask my manager if it would be okay if left an hour or an an hour and a half earlier so i can go to my dads birthday dinner. I was wondering how many days... show more
    I work in retail and i'm fairly new. I work every saturday from open to close, today is monday, and this upcoming saturday is my dads birthday. I wanted to ask my manager if it would be okay if left an hour or an an hour and a half earlier so i can go to my dads birthday dinner. I was wondering how many days notice i should give for this? Is this a big request in retail or is ok to ask only a few days in advance? I would still work a good 6 or 7 hours that day, and i am not the only person who will be there at closing time so they will have someone else there. Thanks for any advice/insight you can give me
    13 answers · Other - Careers & Employment · 1 day ago
  • Can a person live comfortably on 12 dollars an hour? (I don't think it's possible)?

    Saw a job listing for this amount in my area. I just plan on a part time job for extra cash...so this might be doable.
    Saw a job listing for this amount in my area. I just plan on a part time job for extra cash...so this might be doable.
    10 answers · Renting & Real Estate · 19 hours ago
  • I think I am being scammed (property rental)?

    I have been renting for almost a year now. In April my former landlord sold the properly to a landlord who was only willing to allow me to sign a lease with a group of 4 other people. I was not happy with the offer, and as a result I tried to find a new place to rent. I found an offer that was a little bit cheaper... show more
    I have been renting for almost a year now. In April my former landlord sold the properly to a landlord who was only willing to allow me to sign a lease with a group of 4 other people. I was not happy with the offer, and as a result I tried to find a new place to rent. I found an offer that was a little bit cheaper than the current room I am renting. The person who was offering the spare room claimed that they would bring their husband over to show me the apartment and the potential room I would be renting out. I met up with the womans husband that day and he provided me with an offer to sign the lease on the same day as soon as the showing was over. I agreed and we signed the lease together and I paid him the security deposit once the paperwork was all finished. He wanted the money in cash, and he gave me a receipt when I gave him the money. The very next day I met with him to get my copy of the lease. For some reason none of this feels right at all. Apparently the woman I contacted owns several properties in the city I live in, but then again I have no way of verifying whether or not she genuinely owns them. The landlord also stated the name of their business on the lease, but when I try to look it up I find absolutely nothing on it. I may be a little paranoid, but I am very concerned as if I am being scammed then I don't have a place to live when my current lease expires, and I lost money that I really need.
    13 answers · Renting & Real Estate · 1 day ago
  • I need help with calling in sick??????

    My name is Thomas, and I start at work tomorrow at 12pm, but I want to call in sick because I'm going out of town tomorrow. But I dont want to speak to my supervisor or secretary, would it be a good idea to call in sick at midnight??????
    My name is Thomas, and I start at work tomorrow at 12pm, but I want to call in sick because I'm going out of town tomorrow. But I dont want to speak to my supervisor or secretary, would it be a good idea to call in sick at midnight??????
    15 answers · Other - Careers & Employment · 2 days ago
  • Where are banks located?

    Best answer: On two sides of a river.
    Best answer: On two sides of a river.
    8 answers · Geography · 4 hours ago
  • POLLS: Would you inherit money from a deceased family member if you didn't like them?

    Best answer: Take the money and do something good with it. Especially if she could find a cause that she knows he would hate!
    Best answer: Take the money and do something good with it. Especially if she could find a cause that she knows he would hate!
    15 answers · Personal Finance · 2 days ago